Before taking out a loan, check the business registration first.

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16 October 2026

When taking out a personal loan in New Zealand, **it is important not to look only at the interest rate, but to first verify whether the company is a formally registered and licensed lender.** Recently, a lender in Christchurch was fined **$15,000** on suspicion of lending money to consumers without the required registration. # What happened? **4J Enterprise** in Christchurch provided personal loans ranging from $500 to $15,000, primarily targeting the local Filipino community. The company stat…

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